Privacy Policy
Effective Date: June 15, 2026
Website: https://ezmoneyusa.com/
Company: EZ Money USA
Contact: contact@ezmoneyusa.com | +1 (617) 209-2000
1. Introduction
EZ Money USA respects your privacy and is committed to protecting the personal information and business information we collect when you visit our website, submit an application, request funding information, communicate with us, or use our products, services, forms, tools, communications, and related features, collectively referred to as the “Services.” This Privacy Policy explains what information we collect, how we collect it, how we use it, how we share it, how we protect it, and the choices and rights that may be available to you.
By accessing the website, submitting information, completing an application, communicating with us, clicking a checkbox or button, or using the Services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with this Privacy Policy, you should not use the Services.
2. Scope of This Privacy Policy
This Privacy Policy applies to information collected by EZ Money USA through the website, online forms, application pages, phone calls, text messages, WhatsApp messages, emails, social media interactions, advertisements, document submissions, partner referrals, and other communications relating to the Services. This Privacy Policy applies to prospective applicants, applicants, business owners, guarantors, authorized representatives, website visitors, referral partners, vendors, and other individuals who interact with EZ Money USA.
This Privacy Policy does not apply to websites, platforms, applications, privacy practices, or services controlled by independent third parties, including Funding Partners, lenders, funders, merchant cash advance providers, revenue-based financing providers, brokers, underwriting platforms, bank-linking providers, payment processors, analytics providers, advertising networks, or social media platforms.
3. Information We Collect
EZ Money USA may collect personal information, business information, financial information, device information, usage information, communications information, and other information that you provide to us or that we obtain in connection with the Services.
| Category | Examples |
|---|---|
| Identifiers and contact information | Name, business name, title, mailing address, business address, email address, phone number, mobile number, WhatsApp number, IP address, online identifiers, and social media handles. |
| Identity verification information | Date of birth, driver’s license number, state ID, passport information, Social Security number, ITIN, EIN, TIN, beneficial ownership information, and other identity documents. |
| Business information | Industry, years in business, business structure, ownership percentage, entity documents, licenses, permits, business tax information, business locations, business revenue, number of employees, and business performance information. |
| Financial information | Bank statements, bank account and routing information, account balances, deposits, revenue, cash flow, payment processing data, credit card sales, debts, liens, financing history, tax documents, and financial statements. |
| Credit and underwriting information | Personal and business credit information, credit reports, public records, fraud prevention results, risk scores, underwriting notes, funding eligibility, offers, approvals, denials, and renewal information. |
| Communications information | Emails, phone call details, SMS/MMS messages, WhatsApp messages, voicemails, chat messages, application notes, customer service records, marketing preferences, and opt-out requests. |
| Website and device information | Browser type, device type, operating system, referring URLs, pages viewed, links clicked, forms started, forms submitted, timestamps, approximate location, cookies, pixels, and analytics identifiers. |
| Submitted documents and media | Uploaded bank statements, identification documents, business documents, signed forms, photos, screenshots, videos, testimonials, reviews, and other files you submit. |
4. Sources of Information
EZ Money USA may collect information directly from you when you visit the website, submit a form, begin or complete an application, upload documents, contact us, respond to marketing, request information, communicate with our representatives, or interact with our social media pages. We may also collect information automatically through cookies, pixels, analytics technologies, call tracking technologies, and similar tools, and from third parties such as Funding Partners, brokers, referral partners, service providers, identity verification vendors, bank data providers, credit reporting agencies, fraud prevention services, public records providers, advertising networks, analytics providers, and social media platforms.
5. How We Use Information
EZ Money USA uses information for lawful business, operational, compliance, marketing, security, and service-related purposes, including to provide, operate, improve, secure, and personalize the Services; evaluate eligibility for business funding; process applications; verify identity; conduct underwriting; analyze bank statements and business revenue; communicate with you; match applicants with Funding Partners; prepare offers; facilitate document collection; service inquiries; process renewals; prevent fraud; comply with legal obligations; maintain records; monitor website performance; and develop new services.
We may also use information to send marketing communications, educational content, reminders, funding-related messages, application updates, promotional offers, newsletters, and advertisements by email, phone, SMS, MMS, WhatsApp, online advertising, or other channels, subject to applicable law and your communication preferences.
6. How We Share Information
EZ Money USA may share information as necessary to provide the Services, process applications, communicate with you, match you with Funding Partners, comply with law, protect rights, and operate our business. We do not sell your sensitive application information for money.
| Recipient | Purpose |
|---|---|
| Funding Partners | Evaluate applications, verify information, perform underwriting, make funding decisions, prepare offers, service accounts, or consider renewals. |
| Service providers and vendors | Host the website, process data, verify identity, analyze bank statements, provide CRM tools, send emails/texts, operate phone systems, provide analytics, and protect security. |
| Affiliates and business partners | Support business operations, marketing, referrals, compliance, underwriting, and account servicing. |
| Credit bureaus and verification providers | Identity verification, credit review, fraud prevention, underwriting, and risk analysis. |
| Advertising and analytics partners | Measure website performance, understand visitor behavior, personalize content, and deliver or measure advertising. |
| Legal, regulatory, and safety recipients | Comply with subpoenas, court orders, regulatory obligations, audits, legal claims, fraud investigations, and security incidents. |
| Business transaction parties | Evaluate or complete a merger, acquisition, financing, sale of assets, reorganization, or transfer of business. |
7. SMS, MMS, WhatsApp, and Call Privacy
If you provide a phone number, mobile number, or WhatsApp number, EZ Money USA may use that number to communicate with you about your inquiry, application, documents, funding options, reminders, updates, marketing, and related services. Communications may be sent using manual or automated systems, subject to applicable law.
You may opt out of marketing text messages by replying STOP. You may request help by replying HELP or contacting contact@ezmoneyusa.com. Opting out of marketing text messages does not prevent transactional, application-related, account-related, security, legal, or servicing communications where permitted by law.
SMS opt-in data and consent will not be shared with third parties or affiliates for their own marketing or promotional purposes. We may still share information with service providers who help us deliver messaging services, with Funding Partners as part of your application or funding request, and as otherwise described in this Privacy Policy.
Message and data rates may apply. Message frequency may vary. Wireless carriers are not liable for delayed or undelivered messages.
8. Cookies, Pixels, Analytics, and Similar Technologies
EZ Money USA and its service providers may use cookies, pixels, tags, scripts, SDKs, log files, local storage, session replay tools, analytics tools, advertising identifiers, and similar technologies to operate the website, remember preferences, measure traffic, understand user behavior, improve forms, detect fraud, personalize content, and deliver or measure advertising. You may manage cookies through your browser settings.
9. Third-Party Links and Social Media
The website may contain links to third-party websites, advertisements, tools, social media pages, application portals, Funding Partner pages, or external resources. EZ Money USA does not control and is not responsible for third-party websites or their privacy practices.
10. Data Security
EZ Money USA uses reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, loss, misuse, alteration, or disclosure. No system is completely secure, and we cannot guarantee absolute security.
11. Data Retention
EZ Money USA retains information for as long as reasonably necessary to provide the Services, process applications, maintain business records, comply with legal and regulatory obligations, resolve disputes, enforce agreements, prevent fraud, support audits, and satisfy partner or vendor requirements.
12. Financial Privacy Notice and GLBA Considerations
Because EZ Money USA may facilitate business funding and collect sensitive financial information, certain privacy and data security practices may be informed by financial privacy standards and partner requirements, including the Gramm-Leach-Bliley Act. Where a separate financial privacy notice is required, EZ Money USA may provide that notice separately.
13. Your Privacy Choices
| Choice | How to Exercise It |
|---|---|
| Email marketing opt-out | Click unsubscribe in any marketing email or contact contact@ezmoneyusa.com. |
| Text/SMS marketing opt-out | Reply STOP to a text message or contact contact@ezmoneyusa.com. |
| Update information | Contact us with updated contact, business, or application information. |
| Cookies | Adjust browser settings or use available cookie/advertising preference tools. |
| Privacy request | Email contact@ezmoneyusa.com with subject line “Privacy Request.” |
14. State Privacy Rights, Including California
Depending on your state of residence and whether EZ Money USA is subject to the applicable state privacy law, you may have rights to know or access personal information, request deletion, request correction, opt out of certain sales or sharing, limit certain uses of sensitive personal information, and not be discriminated against for exercising privacy rights.
15. Notice for California Residents
If the California Consumer Privacy Act applies, EZ Money USA may have collected the categories of information described in Section 3 and used and disclosed them for the purposes described in Sections 5 and 6. We do not knowingly sell personal information of minors under sixteen. California residents may submit requests at contact@ezmoneyusa.com with subject “California Privacy Request.”
16. Children’s Privacy
The Services are not intended for individuals under eighteen years of age. EZ Money USA does not knowingly collect personal information from children under thirteen.
17. International Users
The Services are intended for users located in the United States. If you access the Services from outside the United States, your information may be processed in the United States.
18. Changes to This Privacy Policy
EZ Money USA may update this Privacy Policy from time to time. Updated versions will be posted on the website with a revised effective date.
19. Contact Us
| contact@ezmoneyusa.com | |
| Phone | +1 (617) 209-2000 |
| Website | https://ezmoneyusa.com/ |